How Long Does an Earthquake Insurance Claim Take in California?
Learn the typical timeline for earthquake insurance claims in California, from initial filing through settlement, and what factors cause delays.
Chimneys, Parapets, and Non-Structural Damage: What Earthquake Insurance Covers
Understand what earthquake insurance covers for chimneys, parapets, and non-structural damage. Learn about common coverage gaps and how to file these claims.
The CEA (California Earthquake Authority): Is State Earthquake Insurance Worth It?
An objective look at California Earthquake Authority insurance — coverage, deductibles, limitations, and whether CEA policies are worth the cost for homeowners.
HOA Earthquake Damage Responsibility: Who Pays for What in a Condo or Townhome
Understand who is responsible for earthquake damage in a condo or townhome. Learn how HOA insurance, individual policies, and CC&Rs determine who pays.
Commercial Building Earthquake Assessment: What Business Owners Need to Know
A guide for business owners on commercial building earthquake assessments, including post-event inspections, ATC-20 tagging, and insurance documentation.
Foundation Cracks After an Earthquake: Which Are Structural and Which Are Cosmetic
Learn how to distinguish structural foundation cracks from cosmetic ones after an earthquake. Understand crack patterns, assessment methods, and next steps.
What You Should Do Before and During an Earthquake
Practical steps to prepare for an earthquake and what to do when shaking starts, including the Drop, Cover, and Hold On method recommended by emergency experts.
How Earthquake Damage Affects Property Values in Los Angeles
Understand how earthquake damage impacts property values in Los Angeles, from disclosure requirements to long-term market effects on damaged homes.
July 5 and 6, 2019 Earthquakes Near Ridgecrest, California
The 2019 Ridgecrest earthquake sequence produced a magnitude 6.4 foreshock and a magnitude 7.1 mainshock, the most powerful earthquake in California in 20 years. What property owners should know.
Unreinforced Masonry Buildings in Los Angeles: What Owners Need to Know
Unreinforced masonry buildings in LA face mandatory retrofit requirements. Learn about URM risks, compliance deadlines, and what building owners must do.